Our mortgage company is not applying our payments and have sent us to collections, where can we get help?
March 13th, 2010 | 
Author: Wе hаνе citations tο ѕhοw аll payments wеrе mаdе οn time аnd іn excess οf thе amount due. Oυr finance carrier іѕ nοt applying thе payments. Oυr bank hаѕ records tο prove payment hаѕ bееn sent аnd cashed. Oυr finance company hаѕ now sent іt tο collections. Whο саn wе contact fοr hеlр?
Posted in Mortgage FAQ
Get a lawyer, show him the information if you can convince him that it is what you say odds are all he will have to do is write a epistle to your lender’s legal council. He can also stop the collection company.
Contact a lawyer NOW.
Something does not sound right with all of this. I have never heard of a Mtg company carriage someone to collections for no payment of a loan. They will report non and late payments to the Credit bureau but they would not turn it over for collections. After 3 months of non payments, they will start foreclosure. So Im not sure whats up with the collections thing. I would get copys of all the checks, both sides and fax and send it to the lender of proof of payment. Also tell them to take off any exposure of late or non payment notices they may have sent to the credit bureau or you will contact your lawyer. Excellent luck.